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Can I Use A 401K For Real Estate Investment?
If you’re self-employed or a small business owner with a solo 401(k) or Roth 401(k) or if you’ve retired or changed jobs and have assets in an employer-sponsored 401(k), real estate investment is an attractive option for long-term growth potential.
From V To Swoosh: CRE’s Projected Recovery
Since the Covid-19 pandemic nearly decimated the U.S. economy in March, economists have been offering varied predictions about the recovery. There was initial hope for a quick V-shaped return, but that proved overly optimistic. Some experts have forecast a Nike swoosh shaped recuperation, with the caveat that the healing for real estate will lag jobs by at least several months. Early confidence has fallen victim to the continued spread of the virus, which continues to elude containment in much of the United States while also showing renewed strength in other countries. Congress's inability to agree on a second round of stimulus support before the November election adds to the markets' uncertainty. The result is a lack of consensus on both the shape and timing of the economic, job, and real estate recovery.
What Is Passive Income And How Do You Generate It?
Potential passive real estate income typically requires less effort and maintenance compared to direct real estate investments. Of course, you’ll want to stay on top of what’s going on with passive income sources and sponsors (if applicable). Designing a passive income plan isn’t a set-it-and-forget-it. But unlike earned income generated from a job (i.e., employee), passive income requires little involvement once it is set up.
Do I Need A Real Estate License To Invest?
You don’t need a real estate license to invest, but does it help? This is a common question from new investors, and although it’s not necessary, it depends on your personal investment goals. You need to look at the pros and cons of getting a real estate license as an investor.
Is Real Estate A Liquid Investment?
As a quick answer, no. Direct real estate is not a liquid investment and is among the least liquid investments you can make due to the amount of time it takes to convert this asset into cash without affecting the price.
Zero Cash-Flow Investments: More Than Nothing
At first glance, a zero cash flow investment might sound like a failure. After all, we invest with the hope of making money, right? Sure, but not every strategy follows the same path, and a zero cash flow investment may offer investors specific opportunities worth pursuing.
Will the U.S. Face Another Foreclosure Crisis in 2020?
Today, it's not uncommon to find articles about a coming wave of foreclosures in 2020, like what we saw in 2008-2009 (i.e., GFC or Great Financial Crisis). These foreclosures may be attributed to COVID-19 and the economic shutdown. Supporters of these dire forecasts often point to parallels between the high unemployment rate and declining economy from 2008-2009 and current events. While the housing market and economy may look similar to the GFC on the surface, it is too soon to conclude that events will transpire in the same way.
COVID-19 Spikes Create Disruptions In State Economic Recovery Patterns
Employment figures have been volatile since the start of the COVID-19 stay-home orders and business closures began unevenly in various jurisdictions in March. From the beginning of the pandemic to May, approximately 30 million Americans had lost their jobs due to the pandemic. At least a third of those jobs have been recovered, although in some cases the work is part-time rather than full-time. According to the Department of Labor, the good news is that the U.S. economy added 1.4 million jobs, and the overall unemployment rate now stands at 8.4%. This compares to 14.4% in April, and a pre-pandemic rate of 3.8% in February.
How Do You Calculate The Rate Of Return On Your Real Estate Investment Before It's Sold?
There are many ways to calculate the return on a real estate investment. Two main categories make up the calculations: holding period return (i.e., buy to sell) and performance metrics (i.e., ongoing basis - property not yet sold). For this article, we’ll go over how to calculate the holding period return using an all-cash transaction and then another with debt financing.
Active vs. Passive Investing - The Key Differences To Know
There are two different ways to generate income — active and passive. One is a time for dollars trade-off while the other is able to generate income without your direct involvement. There are many differences between these two types of income, and choosing one over the other doesn’t mean one is better than the other. Sometimes the choice is a personal preference, and sometimes it's out of necessity. In this article, we’ll go through the differences between these two types of income.
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