Can You Roll Short-Term Capital Gains into an Opportunity Zone?
One goal of the 2017 Tax Cuts and Jobs Act (TCJA) was to encourage investors to reinvest capital gains into economically disadvantaged communities. To that end, the legislation created Qualified Opportunity Zones (QOZs), which taxpayers can invest in through QOFs (Qualified Opportunity Funds). While some of the TCJA provisions are no longer available (including the reduction of some capital gains tax obligations), there are still both deferral and exemption opportunities.
What is an Adjustable Rate Mortgage and How Does it Work?
Mortgage rates for both personal residential use and investment purchases are volatile and can significantly impact the cost of your purchase. When interest rates are low, buyers can afford to buy a more expensive house, and when rates rise, the housing market often experiences lower activity. For lenders, rising interest rates can affect their bottom line if customers have mortgages locked in for thirty years at a lower rate than the institution needs to pay to borrow money.
What Are the Typical Holding Requirements for a DST Investment?
DSTs (Delaware Statutory Trusts) are among several attractive options for investors looking for fractional ownership of institutional-quality commercial real estate. Like an LLC or limited partnership, a DST has a sponsoring entity that identifies, acquires, and finances the property or properties. The assets go into the trust, and the investors (called trust beneficiaries) receive a proportionate share of ownership based on their investment amount.
Investing in Student Housing Could Boost Your Portfolio’s Income and Add Important Tax Benefits
Drew Reynolds, chief investment officer at Realized, recently shared his thoughts with Marketwatch on the growth of the student housing market and why real estate investors should consider adding this sub-sector of commercial real estate to their portfolios through passive investments such as student-housing DSTs.
What is a Fixed-Rate Mortgage?
A fixed-rate mortgage is a type of home loan where the interest rate stays the same over the life of the loan. It can create stability, because your principal and interest mortgage payment remains the same over the life of the loan.
Does a General Power of Attorney Expire?
Power of Attorney (POA) designations can be confusing, but they are also vital for managing authority for both capable and incapacitated individuals. Let’s briefly review what a POA is, the various degrees of control granted, and how a POA grant terminates.
How Does a 1031 Exchange Work with Seller Financing?
Seller financing is a common practice in real estate transactions. In this unique form of lending, the seller of an investment property also functions as the buyer’s mortgage lender.
Investing in Opportunity Zones - What you Need to Know
Realized Chief Investment Officer Drew Reynolds recently shared details of the QOZ program created as part of the Tax Cuts and Jobs Act of 2017 and how investors may be able to defer and eliminate some capital gains tax obligations. We share a recap below, and you can read the complete article at thestreet.com.
How Commercial Real Estate Investing Can Add Balance to Your Portfolio
David Wieland, CEO and co-founder of Realized, recently authored an article in Kiplinger examining the benefits of adding real estate investments to your balanced portfolio. Read the recap below and the complete text at Kiplinger.com.
What is a 1031 Cooperation Clause and How Does it Work?
A 1031 exchange is much different than a straight sale or other type of real estate transaction. As such, it’s important for exchangors to inform all parties involved that the pending transaction will be part of a 1031 exchange because there are some extra steps both parties must take to ensure the exchange complies with Internal Revenue Service regulations.
