Investment Property vs. Primary Residence Interest Rates: What Is the Difference?
Rising and falling interest rates create a ripple effect across many sectors of the national economy. Homeowners and real estate investors know well how low interest rates can affect borrowing costs. Low interest rates spur home buying and loan activity on investment properties since lower interest rates make it cheaper to borrow money. It also can change the profitability of an investment property or reduce your monthly mortgage payment on your primary residence.
Do You Pay Inheritance Tax on Life Insurance?
In this day and age, it seems as though just about everything is taxable. Income is taxable (both in the form of wages and dividends). So are capital gains when selling capital assets. Then there are estate taxes and state inheritance taxes.
Alternative Assets: What Are They and Should They Be in My Portfolio?
At Realized, we believe in creating custom, diversified investment portfolios for our clients that are risk-adjusted and created to help investors pursue their unique income needs and investment goals. By applying the principles of Modern Portfolio Theory (MPT), we believe that we can help investors seek maximum returns within a level of risk suited to the investor’s risk appetite.
How to Choose an Estate Planning Attorney
One of the most responsible things you can do is have an estate plan in place. While many people incorrectly assume that estate planning is only for the super wealthy, that’s simply not the case. Since estate plans include everything from the disbursement of a person’s assets to the way that they want to handle their end-of-life care, it’s important that everyone has a legal estate plan in place before they actually need one.
What Is a 1099-S Tax Form and What Is It Used For?
The IRS uses the 1099 Form for taxpayers to report various miscellaneous income other than wages. These include contractor pay, rental income, and income from interest and dividends. However, the 1099-S is specifically used to report the proceeds from real estate transactions so that the taxpayer can accurately reflect gains or losses.
Are REITs a Good Long-Term Investment?
For many investors, real estate is an alternative asset class to consider as part of a diversified portfolio.
What is Geographic Risk in Real Estate?
Location may be an old saw in real estate, but the saying will always make sense, especially when it comes to geographical risk.
What Is SFR In Real Estate?
The world of real estate investing is one of the most varied asset classes available to investors. With such a varied asset class, it’s no wonder that investors often opt for real estate as a way to diversify their portfolio, that can help manage the volatility of other investment classes. While many people think of real estate investing and immediately think about the fix-and-flip model that is so prevalent on television shows, or about owning massive apartment complexes that seeks to provide significant rental income each month, there is an asset class that falls between those two groups. Understanding where single-family rentals fit into your portfolio can help you further diversify your portfolio and provide a different opportunity for you.
What is a Conservatorship?
You may have heard a lot about conservatorship lately, as the news of pop singer Britney Spears seeking to have her father’s conservatorship over her legally removed. While many people are not familiar with the process of conservatorship and don’t know exactly what conservatorship entails, it’s important that you have at least a working knowledge of the process. Doing so ensures that you’re in a position to help care for anyone in your life who may have significant financial assets, real estate investments, or other holdings, but are not in a position to properly manage them.
Can You 1031 Into a Joint Venture or Partnership?
A 1031 exchange provides investors with excellent tax advantages, but it also comes with many rules. If you own a property as an individual and want to perform a 1031 exchange into a joint venture or partnership, does anything in the 1031 exchange rules prevent you from doing that? Let’s dive in to find out.
