The Realized Team’s Picks
What is Risk Mitigation?
Risk is an inherent aspect of investing – there’s no way to separate the uncertainty of making investment decisions from their potential to go astray and negatively affect your investment capital. Risk mitigation is about creating strategies that can potentially reduce your exposure to risk.
Pros and Cons of Owning a Second Home During Retirement
This article was written by Tamara Holmes and features advice from Realized Head of Wealth Management Rob Johnson. It originally appeared on AARP.org. You can find the full article here.
Is There a Lifetime Limit on Capital Gains?
Capital gains are increases in the value of an asset relative to its basis. The capital gains tax is an assessment on that gain that applies when the asset is sold. So while an investor may watch and enjoy the appreciation in a capital asset, the tax doesn’t apply until they “realize” the gain—which occurs when they dispose of the investment.
Does a Step-Up in Basis Eliminate Depreciation Recapture?
Inheriting real estate can be a significant financial windfall for beneficiaries. Depending on how it’s received, though, inherited real property can come with some important financial considerations.
Are Capital Gains and Income Tax the Same?
You can save a lot of time and effort at tax time by understanding the different types of income you’ll have to report on your Form 1040.
How Can Debt Impact Your Qualified Opportunity Zone (QOZ) Investment?
Like traditional real estate investment vehicles, Qualified Opportunity Zone Funds (QOZF) may strategically use financing to help maximize returns. Using debt or leverage has its pros and cons; it has the first priority of payment, it magnifies returns in both directions, and it also provides income tax shelter. All else equal, more debt offers a higher risk/return ratio for investors.
What is Capital Gains Deferral?
Selling a real estate investment property can be a lucrative wealth-building opportunity. However, you should consider how capital gains tax may affect your decisions when selling property. Fortunately, a few strategies are available for deferring or avoiding capital gains taxes.
Are Roth IRA Distributions Taxable at the State Level?
Before we delve into the question, let's briefly review the differences between a Traditional IRA and a Roth IRA. That comparison can provide a foundation for the topic.
Are Capital Gains Forgiven at Death?
Capital gains are a complex topic governed by an array of rules and exceptions. Knowing how to navigate the protocols and options is vital for investors seeking to manage their taxes. Capital gains are the increase in value of a capital asset, which can be sorted into short-term and long-term.
What Is The Opportunity Zone 10-year Rule?
Since its introduction five years ago, the Qualified Opportunity Zone program has been described as an economic revitalization program, as well as one offering potential tax-deferral investment opportunities. But from an investment standpoint, some might question whether it’s worthwhile investing in a program that has an end date of Dec. 31, 2026.
