Retirement Income

Are IRA Withdrawals and Distributions Taxed as Ordinary Income?

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Unexpected financial events and major expenses are commonplace, but they can have a big impact on your retirement funds, especially if you withdraw money from a retirement account to pay for them.

Mar 14, 2023

What is a Self-Directed IRA in Real Estate

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Self-directed individual retirement accounts (SDIRAs) can have some potential benefits compared to traditional employer-sponsored retirement accounts, especially for experienced investors.

Feb 22, 2023

Is Social Security Taxed as Ordinary Income?

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Social Security is the short name for the federal program officially called the Old-Age and Survivors Insurance and Disability Insurance program. This retirement program started in 1935 with the passage of enabling legislation and ...

Feb 5, 2023

Can You Move an Annuity to Another Company?

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Annuities are long-term insurance contracts that offer ongoing payments and may offer tax-deferred growth. People who buy annuities may be concerned about the potential for “outliving their assets” and running out of money. An annuity ...

Dec 9, 2022

Are Roth IRA Distributions Taxable at the State Level?

Before we delve into the question, let's briefly review the differences between a Traditional IRA and a Roth IRA. That comparison can provide a foundation for the topic.

By Amr Tenney
Dec 4, 2022

What is a Balanced Portfolio for Retirement?

Financial planning is a key to preparing for your retirement years, especially the early years when you’ll be able to enjoy the new freedoms and social activities that come with stepping away from a full time work schedule. 

By Jacob Adams
Nov 8, 2022

What Is A Realistic Retirement Budget?

As retirement age approaches, it’s important to be financially prepared for what lies ahead. The thought of living on a fixed amount of money during your later years can feel daunting. Setting a realistic retirement budget ensures that you’ll have the funds you need during this time.  

By Clay Schmidt
Nov 1, 2022

Should You Add Real Estate To Your Retirement Portfolio?

Retirement and aging can bring about a whole new set of challenges. You’ll also be living off your savings instead of drawing a regular paycheck, which can add some financial concerns since your savings may have to last two decades or more. 

By Clay Schmidt
Oct 27, 2022

What are Examples of Retirement Portfolios?

Intimidation may be one of the most significant obstacles to adequate retirement planning. According to the Transamerica Retirement Survey (conducted in 2020 by the Harris Poll), 42 percent of Americans admit that their biggest concern is that they will outlive their retirement savings and investments. Yet, despite that fear, 68 percent of those surveyed either strongly or somewhat agreed that they were building an adequate nest egg for retirement. The concern may be due to worries about whether the investments are safe and will grow enough to provide the needed income.

By Mckenna Duncan
Oct 26, 2022

How Much Should I Have In My Retirement Portfolio?

At one time, companies took care of their retired employees through defined-benefit plans like pension funds. Between receiving either a lump sum or lifetime annuity from these plans, and pairing that with social security benefits, retired employees could piece together enough income to enjoy their golden years. 

By Jacob Adams
Oct 21, 2022

Find Ways To Diversify Your Retirement Income

Learn Alternate Ways To Potentially Earn Retirement Income
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