Retirement Income

What Is The Employee Retirement Income Security Act (ERISA)?

What Is The Employee Retirement Income Security Act (ERISA)?

On Sept. 2, 1974 (Labor Day), President Gerald Ford signed the Employee Retirement Income Security Act of 1974 into law. Close to 50 years later, this federal legislation ensures that your voluntarily established defined benefits plan ...

Retirement Income
Jun 10, 2022

Is Disability Retirement Income Taxable?

Is Disability Retirement Income Taxable?

We’ve written a great deal about retirement income and Social Security benefits upon retirement. We’ve also discussed taxes levied on withdrawals from retirement plans, annuities, and pensions.

Retirement Income
Jun 7, 2022

What Is Retirement Income Ratio?

What Is Retirement Income Ratio?

If you’re planning for retirement, you’ve probably figured out your Social Security benefits and any distributions you might receive from pension accounts, IRAs, or 401(k) investments. You might be in the process of determining how ...

Retirement Income
Jun 6, 2022

What Is a Beneficiary IRA?

What Is a Beneficiary IRA?

A Beneficiary IRA is also referred to as an Inherited IRA. It is an account opened by a person who inherits an existing IRA or an employer-sponsored retirement plan account when the original owner dies. An IRA, or Individual Retirement ...

Real Estate Investing
Jun 4, 2022

Can Retirement Accounts End Up in Probate?

Can Retirement Accounts End Up in Probate?

For some people, avoiding or minimizing probate is a key goal guiding their estate planning. Probate court is a proceeding to manage the distribution of a deceased person's assets when there is no will, or there is a will, but there is also a dispute or some lack of clarity regarding the disposition of assets. Probate can also handle conservatorships, guardianships, and involuntary commitments.

Mar 23, 2022

Recapping the 2021 InvestmentNews Retirement Income Summit

Recapping the 2021 InvestmentNews Retirement Income Summit

In November, Realized attended the InvestmentNews Retirement Income Summit in Naples, Florida. The event provides professionals within the retirement planning industry the opportunity to network and gain knowledge on trends in retirement income planning.

Dec 13, 2021

Are IRA Contributions Tax Deductible?

Are IRA Contributions Tax Deductible?

An aspect of successful investing can be using legal tax deductions to your advantage in order to maximize your annual returns. While many people think about the New York Stock Exchange, real estate, and other investment methods when they consider investing, it’s also important to understand how to utilize an IRA in an attempt to build your own net worth. IRAs can be useful tools for investors who are looking for a way to further diversify their portfolio. Not only should you understand how to use an IRA, but also, how to use the tax advantages associated with them.

Nov 14, 2021

What Is Asset Allocation in a 401k?

What Is Asset Allocation in a 401k?

Asset allocation in your 401(k) helps manage investment risk. You don’t need to be a seasoned investor to have a say in how your assets are going to be invested; however, you should be aware of some of the basics. 

Jul 30, 2021

What Is the 4% Rule of Retirement?

What Is the 4% Rule of Retirement?

When it is time to retire, one of the major concerns is whether there will be enough money to live comfortably throughout retirement. It is stressful to not know if you will need 10, 20, or maybe even 30 to 40 years of retirement funds. 

Jul 19, 2021

What Percentage of Income Should Go to Retirement?

What Percentage of Income Should Go to Retirement?

This can be a tricky question, and is one that anyone who plans to retire someday should ask, “what percentage of income should go to retirement?” 

Apr 29, 2021

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