What Does It Mean to Be In a Zero Tax Bracket?

When you look at the tax brackets, they all have a rate greater than zero. You'll be taxed no matter your income, according to the tax brackets. But there is such a thing as the zero tax bracket. It just isn't listed. You have to do some calculations before you can determine if you're in it or not. Let's dive into what it means to be in a zero tax bracket.

Nov 9, 2022

What is a Balanced Portfolio for Retirement?

Financial planning is a key to preparing for your retirement years, especially the early years when you’ll be able to enjoy the new freedoms and social activities that come with stepping away from a full time work schedule.

Nov 8, 2022

Are Capital Gains Taxed Twice?

If you’ve ever owned – and then sold – an investment asset for profit, you likely paid taxes on those gains. At the federal level, those gains will either be taxed at your ordinary income rate (for short-term holds of less than one year) or at the capital gains rate (for long-term holds of more than one year).

Nov 8, 2022

How Can I Manage Inflation Risk?

Unless you’ve been stationed in Antarctica or the International Space Station these past 12 or so months, you’ve likely noticed huge increases in the cost of just about everything, from gasoline to groceries to goods and services.

Nov 7, 2022

What is the Difference Between Capital Gains and Investment Income?

Investments typically generate income in one of two ways: capital gains and investment income.

Nov 6, 2022

What is Private Equity Real Estate and How Does it Work?

Private equity covers many different areas but is common in real estate, business startups, and acquisitions. It is called private because investors in these deals focus on private companies and generally don’t get involved with public markets (i.e., the stock market). There are a lot of pieces to private equity, and we’ll go over them in this article, along with an explanation of how private equity in real estate works.

Are Non-Profits Exempt From Capital Gains Tax?

When a corporation is granted and maintains tax-exempt status, it doesn’t have to pay taxes on any profits. But does that hold true if a profit comes from capital gains on an investment? We’ll explain non-profits and capital gains taxes.

Nov 5, 2022

What is an Example of a Wash Sale?

Day traders can violate the wash sale rule because of their trading frequency. However, it isn’t only day traders who are susceptible to this tax rule. The worst part is that many people have no idea how it works or that it exists, allowing the rule to creep up on them. The result can be an increased tax bill. We’re going to look at what the wash sale rule is, along with a few examples of how it works.

Nov 5, 2022

What is the Difference Between Capital Gains and Dividends?

People invest in capital assets for the potential cash flow and appreciation possibilities. These take the form of dividends and capital gains. While both can aid in portfolio profitability, capital gains and dividends are quite different.

Nov 4, 2022

What is Macroeconomic Risk?

We’ve said it before, and we’ve said it often: There is no such thing as risk-free investing. Certainly, there are varying degrees of risk when investing. But all investments carry risks including (but not limited to) capital, default, currency, inflation, and interest rate risks.

Nov 3, 2022

Download The Capital Gains Tax Calculator

Cap Gains Calculator For Investors
Download Calculator