What Does Low-Risk Credit Score Mean?
Lenders use various factors to assess the risk level of a potential borrower, and credit scores are one of those variables. There are several credit reporting companies and two options for a credit score. The most commonly referenced is the FICO, originally called Fair, Isaac, and Company since it was named after its founding partners Bill Fair and Ernest Isaac in 1956. FICO is now a broader data analytics company but is still best known for its consumer credit rating system that ranges from 300 to 850. The higher the score, the lower the risk.
When Should I Buy an Investment Property?
There’s no perfect time to buy an investment property. It’s important for investors to recognize market conditions that have the potential to create favorable opportunities. While there are seasonality factors and economic triggers, there’s a lot that impacts your investment property potential.
Can a Will Override a Tenant in Common (TIC)?
What Is a Tenancy-in-Common? TIC (Tenancy-in-Common) structures are one of several options for groups owning real estate together. A TIC arrangement can work well if the co-owners have the same goals and interests guiding their decisions because they each have an undivided share of the property, even if they own an unequal percent.
Reasons to Consider Investing in Commercial Real Estate
You’ve probably heard good things about investing in commercial real estate (CRE), like how it can potentially help diversify your portfolio and may provide consistent income. But what’s the real story? Let’s break down exactly what CRE investing means, how it’s different from other types of real estate, and its pros and cons.
Investing in Rental Property
“Residential real estate, not equity, has been the best long-run investment over the course of modern history,” according to the economic report The Rate of Return on Everything. Over the long term, investing in rental property can be a good way to make some passive income. However, a question that comes up frequently, mainly from new investors, is how to invest in rental property.
Ways to Invest in Apartments
If you are considering allocating capital to multifamily investment properties, there are many different ways you can begin investing in apartment buildings. Owning a multifamily property can be part of a long-term passive investment strategy, or it can be a daily hands-on venture depending on the ownership structure and your desired level of involvement.
Reasons to Consider Investing in Self-Storage
Commercial real estate investors have numerous options when seeking a suitable sector for their portfolio. One industry worth considering is self-storage. While the concept of self-storage arrived in the United States in the late 1800s, it didn't take off until the 1960s. Some early, post-World War II properties were designed more to take advantage of low-value land than meet a real need for storage. In the 70s and after, increasing transience in the population, shifting household size, and other demographic factors created rising demand.
Which Asset Has the Highest Level of Systemic Risk?
All real estate assets are influenced by systemic risk at some level. But some assets are more exposed to systemic risk than others. This article will identify some of those assets and look at why they have a higher level of systemic risk.
Why Invest in Industrial Real Estate Properties?
While industrial real estate doesn’t sound as exciting as other types of real estate investments, there are actually many benefits.
Ways To Invest In Retail Properties
If you are contemplating adding a retail property to your investment portfolio, there are several things to keep in mind about how to invest in retail properties.
