VA Loans are mortgages issued by private lenders, but partially guaranteed by the Department of Veterans Affairs. To be eligible to apply for a VA Loan one must meet one of the following criteria1:
90 consecutive days of active service during wartime
181 days of active service during peacetime
More than 6 years of service in the National Guard or Reserve
Spouses of service members who died in the line of duty, or as a result of a service-related disability
VA Loans are attractive to eligible members due to their favorable financing terms. In comparison to more conventional loans, VA Loans can offer little to no down-payment, and a more lenient credit score or income requirement to qualify.
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Hypothetical example(s) are for illustrative purposes only and are not intended to represent the past or future performance of any specific investment.
Investing in alternative assets involves higher risks than traditional investments and is suitable only for sophisticated investors. Alternative investments are often sold by prospectus that discloses all risks, fees, and expenses. They are not tax efficient and an investor should consult with his/her tax advisor prior to investing. Alternative investments have higher fees than traditional investments and they may also be highly leveraged and engage in speculative investment techniques, which can magnify the potential for investment loss or gain and should not be deemed a complete investment program. The value of the investment may fall as well as rise and investors may get back less than they invested.
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