VA Loan

VA Loans are mortgages issued by private lenders, but partially guaranteed by the Department of Veterans Affairs. To be eligible to apply for a VA Loan one must meet one of the following criteria1:

    • 90 consecutive days of active service during wartime
    • 181 days of active service during peacetime
    • More than 6 years of service in the National Guard or Reserve
    • Spouses of service members who died in the line of duty, or as a result of a service-related disability

VA Loans are attractive to eligible members due to their favorable financing terms. In comparison to more conventional loans, VA Loans can offer little to no down-payment, and a more lenient credit score or income requirement to qualify.

  1. Retrieved from https://www.veteransunited.com/va-loans/va-home-loan-eligibility/

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