Title Loan

A title loan is a loan that requires an asset be used as collateral to secure the loan, such as a car or real estate property. Different from other conventional loans and mortgages an individual may apply for, title loans often do not take into account the credit rating of applicant, since repayment is guaranteed by the transfer of the asset’s title to the lender. In addition, title loans often have looser application requirements, and can be approved quickly, and in smaller denominations than other loan types.

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