Personal finance involves learning about how to manage your money efficiently and plan for your financial future. Saving for retirement, paying off debt, saving for a house down payment, buying the right amount of insurance, and more all encompass personal finance. There’s an entire industry of services that also offer personal financial assistance. Specifically, financial advisors help people to accomplish their financial goals. Because people have unique financial situations and goals, financial advisors are still needed. However, an individual can certainly learn to manage their own money and financial future by reading online articles and books on personal finance.