Upgrade Your Investments & Avoid Unnecessary Taxes
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A pell grant is a government grant for college/university tuition and educational expenses. Unlike a loan, a pell grant does not need to be repaid. Students must apply each year for a Pell Grant through the Free Application for Federal Student Aid (FAFSA). The Pell Grant award amount is determined by the school.
To figure out how much money a student should receive, the school calculates the gap between expected family contribution (EFC) and the cost of attendance (COA). EFC is the student’s and parent’s income and the parent’s investments and assets. COA includes school tuition, expenses, and room and board. A pell grant is only one method of filling the EFC/COA gap. Other financial assistance may come in the form of government loans and work-study programs.
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Hypothetical example(s) are for illustrative purposes only and are not intended to represent the past or future performance of any specific investment.
Investing in alternative assets involves higher risks than traditional investments and is suitable only for sophisticated investors. Alternative investments are often sold by prospectus that discloses all risks, fees, and expenses. They are not tax efficient and an investor should consult with his/her tax advisor prior to investing. Alternative investments have higher fees than traditional investments and they may also be highly leveraged and engage in speculative investment techniques, which can magnify the potential for investment loss or gain and should not be deemed a complete investment program. The value of the investment may fall as well as rise and investors may get back less than they invested.
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