Credit unions are financial institutions that perform banking activities and are created, owned and operated by participants. Under the credit union structure, members pool money together via deposit accounts to provide loans and other financial products and services to other members. Credit unions and their members are typically comprised of individuals with some sort of common bond, whether that be occupation in a regional fire department or status as health workers in a hospital system.
Income generated from the activities conducted by a credit union are used to fund projects and services that will benefit the interests of the credit union’s members.
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Hypothetical example(s) are for illustrative purposes only and are not intended to represent the past or future performance of any specific investment.
Investing in alternative assets involves higher risks than traditional investments and is suitable only for sophisticated investors. Alternative investments are often sold by prospectus that discloses all risks, fees, and expenses. They are not tax efficient and an investor should consult with his/her tax advisor prior to investing. Alternative investments have higher fees than traditional investments and they may also be highly leveraged and engage in speculative investment techniques, which can magnify the potential for investment loss or gain and should not be deemed a complete investment program. The value of the investment may fall as well as rise and investors may get back less than they invested.
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