The Realized Team’s Picks
Are Unrealized Gains Taxed at Death?
Nobody lives forever, and many investors begin to face this sad reality as they grow older. Some investors worry about the tax burden on their heirs upon receiving assets, especially those that have appreciated over time. So, it’s important to address the question, “Are unrealized gains taxed upon death?”
Baby Boomers, Investment Property, and the Strategic Evolution of IPWM
As Baby Boomers retire, a wealth transition is underway. This generation holds significant real estate assets—often from investment properties acquired over decades. For many, these holdings have been reliable sources of income and appreciation. Yet, as retirement progresses, priorities change. The question is no longer, “How much can this property earn?” but also, “How do I simplify my life and preserve what I’ve built?”
What Is Tax-Loss Harvesting and How Does It Work?
For many investors, the practice of investing is mainly about increasing gains. You employ strategies meant to increase the income from your portfolio. However, one important but sometimes underutilized strategy: managing investment losses.
Single-Family Rental REITs: What They Are and How They Work
Due to rising property costs and decreased buying power, many Americans are now choosing to rent instead of owning a home. This shift in the housing market has led to the emergence of single-family rental real estate investment trusts, also known as SFR REITs. How do these investment vehicles work? What are the benefits and risks investors must consider? Below, Realized 1031 has shared a guide to help answer these questions. Keep reading to learn more.
5 Key Questions to Ask Clients with Real Estate Holdings
For investment property owners, real estate often represents a substantial part of their wealth, and potentially, their legacy. As financial goals evolve and markets shift, advisors working with these clients should be equipped to ask the right questions. Whether the objective is growth, income, or tax efficiency, understanding a client’s real estate strategy begins with a thoughtful conversation.
Tax Planning for the Sale of a Second or Vacation Home
Strategies for Real Estate Investors with Second Homes
Do You Need a Realtor To Do a 1031 Exchange?
If you enter a 1031 exchange for its tax-deferral benefits, you’ll need to work with various professionals, companies, and other entities to ensure a successful transaction. Some are absolutely required, such as the qualified intermediary. Others are optional, such as a 1031 exchange realtor. Do you need a realtor to do a 1031 exchange, then? Realtors can assist with identifying like-kind properties, coordinating closings, and navigating market conditions, all of which can be beneficial within the exchange timeline.
How Do You Defer Capital Gains Tax on Investment Property?
Capital gains taxes can significantly reduce the net proceeds from the sale of investment property. These gains are generally taxable at the federal level when an asset is sold for more than its adjusted basis. Eliminating capital gains is not possible in most cases, investors may consider using approved strategies to defer the tax liability and improve after-tax outcomes.
What Is the Escrow Fee for a 1031 Exchange?
A 1031 exchange supports tax deferral—but it still incurs fees, including escrow charges. Escrow fees cover the cost of securing sale proceeds in a neutral account managed by your qualified intermediary to preserve the tax-deferred status. Typically ranging from 1–2% of the property value, these fees are classified as exchange-related closing costs—which reduce your reinvestment requirement, rather than being independently deductible. Realized 1031 shares a clear guide below explaining how escrow fees work and their impact on your exchange.
