Page 8 71 - 80 of 494
Should I Change My Investment Strategy When Inflation Increases?
Stock market investing is often described as long-term, not to be disrupted in reaction to short-term economic influences. A traditional investing strategy supports crafting a mix of stocks and bonds (or similar fixed-income investments) designed with consideration to your risk appetite and then left alone. combining potential for growth with stability, you may want to develop a 60/40 portfolio. That means you have sixty percent of your stock holdings and the balance in fixed-income instruments like bonds. The foundational hypothesis for the 60/40 portfolio is that the stocks will appreciate while the bonds reduce volatility to help manage short-term losses.
How Early Can You Lock in a Mortgage Rate?
The interest rate on your mortgage can make a significant difference in the monthly payment—just look at how quickly housing market activity and prices dropped when rates started rising last year. Buyers at the beginning of 2022 enjoyed rates as low as 3 percent, but by November, the average 30-year fixed rate had spiked to over 7 percent. Rates for high-quality borrowers have eased a bit in the last few months but are still hovering over 6 percent. It’s anyone’s guess where they will head next, which means many nervous homebuyers are hoping to lock in a rate when they find the house they want to buy. Locking the rate means that the borrower is eligible for the specified interest rate even if rates go up as long as they close the loan within the lock period.
Can You Do An Installment Sale to a Related Party?
Installment sales have many advantages for real estate investors. They have tax deferment, flexibility for the buyer, a stream of payments to the seller, and lower taxable gains. But what if you want to arrange an installment sale to a family member? Or a business that you own a majority stake in?
A Wealth Management Niche Your Competitors Probably Haven't Considered
Developing unique value propositions can be difficult for financial advisors. Most advisors promise clients the same benefits, which can make it hard for advisors to showcase their value to investors and stand out in a crowded field.1
How Financial Advisors Are Helping Clients Unlock Real Estate Assets
With the current volatility and uncertainty of equity markets, some of your clients may be considering or already hold alternative investments, like collectibles, commodities, or real estate.
What is the Difference Between Under Contract and Pending in Real Estate?
Under contract and pending have similar meanings when used as a status for a real estate listing. And, while they are sometimes used interchangeably, they have slight differences that can impact whether someone will make an offer.
What Does Active Under Contract Mean For a Rental Property?
When searching for a rental property, you might see many of the same status updates you see in real estate sale listings.
What is a Related Party Transaction?
In 2021, when interest rates remained at historic lows, there were a record number of residential real estate transactions. The total number of residential home sales exceeded 7.2 million, and the value of all those transactions topped $2.8 trillion.1
Can I Use Rental Income to Qualify for a Mortgage?
In the wake of the national housing crash that began way back in 2007 as a result of lax mortgage lending standards, obtaining a mortgage has become much more difficult as lenders tightened their underwriting criteria.
Direct Or Fractional Real Estate Investments: Which Offers Greater Potential Profits?
Real estate is historically a robust long-term investment. In the US, homeownership is an elevated goal for many people. For some, extending that pursuit to add additional property becomes the foundation of their wealth accumulation strategy. And it's no wonder since buying and holding real estate can be a path to success.
Page 8 71 - 80 of 494
