Robert’s Recent Posts

What Is A 75/25 Asset Allocation?

What Is A 75/25 Asset Allocation?

Investment portfolios aren’t just put together from bits and pieces of income-producing assets. Depending on an investor’s goals or objectives, these portfolios are based on asset allocations. Asset allocation describes the process an investor uses to divide capital among different asset classes such as stocks, bonds, and alternative assets. Asset allocation can be useful in diversifying risk and exposure to various investments. 

Sep 28, 2022

Do I Need a Financial Planner After I Retire?

Do I Need a Financial Planner After I Retire?

We’ve written a great deal about financial planning, especially regarding retirement. Many financial planners are dedicated to retirement strategies, helping you save money and accumulate assets so you can enjoy a comfortable lifestyle after receiving that final paycheck. 

Sep 24, 2022

What is a Realistic Rate of Return in Retirement?

What is a Realistic Rate of Return in Retirement?

The answer depends on several factors, including which assets you’re invested in and your risk profile. We’ll look at a number of risk assets to get an idea about what a realistic rate of return can be in retirement while also factoring in risk profiles.

Sep 19, 2022

Do You Pay State Taxes on Capital Gains?

Do You Pay State Taxes on Capital Gains?

Capital gains represent the difference between what investors pay for an asset (plus certain adjustments) and what they sell it for. Capital assets include real estate, stocks, bonds, collectibles, jewelry, antiques, and other items that can increase in value over time. If you don't sell the asset, any increase in its value is an unrealized gain, and won't be taxed, no matter how much the increase is.

Sep 15, 2022

Where Are Opportunity Zones?

Where Are Opportunity Zones?

Qualified Opportunity Zones (QOZs) are tracts of land in distressed communities where investors can buy properties that qualify for tax benefits. QOZs were introduced in 2017 as part of the Tax Cuts and Jobs Act. QOZ designations began as early as 2018 and have become an excellent tool for investors looking to improve underdeveloped areas.

Sep 12, 2022

The Pros and Cons of REITs

The Pros and Cons of REITs

For those who want to invest in real estate but don’t want to go full-time into property management or deal with tenants, REITs might be the answer. While different from direct real estate investing, REITs provide real estate exposure without all of the property management hassles.

Aug 25, 2022

What Are the Advantages of Investing in Triple Net Leases in California?

What Are the Advantages of Investing in Triple Net Leases in California?

When it comes to the potential advantages of investing in a triple net lease in California, here’s something to consider: one of every eight people in the United States lives in the Golden State.¹ 

Aug 17, 2022

Is a Townhouse a Single-Family Home?

Is a Townhouse a Single-Family Home?

A single-family home is the most popular type of property in the United States. Currently over 44 million Americans live in a rented single-family home. Characteristics of a single-family home include: 

Aug 14, 2022

Understanding Different Types of Delaware Statutory Trusts (DSTs): Growth DSTs

Understanding Different Types of Delaware Statutory Trusts (DSTs): Growth DSTs

A Delaware Statutory Trust (DST) is a 1031 exchange-eligible investment structure that gives investors partial ownership of commercial real estate properties that are managed by a professional real estate Sponsor. The DST market has been growing steadily over the years, from $3.4 billion in 2019 to $7.4 billion in 2021, according to Mountain Dell Consulting. As the market for these kinds of investments grows, product diversification is likely to follow suit.  

Aug 8, 2022

What Are the 1031 Exchange Rules in Florida?

What Are the 1031 Exchange Rules in Florida?

Investors who prefer to defer their payment of capital gains taxes when selling an investment property are sometimes interested in the details of executing a 1031 Exchange. A properly transacted 1031 can allow the taxpayer to sell an asset and reinvest the proceeds in other investment property while deferring the tax on any gains. This tool can contribute to leveraging success and is repeatable, compounding the value.

Aug 4, 2022

Another Way To Own Investment Properties

Download our guide to real estate investing Seek an Upgraded Real Estate Portfolio
Download eBook