Mckenna’s Recent Posts

How To Financially Plan For Divorce

How To Financially Plan For Divorce

No one at all goes into a marriage with the idea that it will end in separation or divorce. But it happens. According to the Center for Disease Control and Protection’s National Center for Health Statistics, the average rate of U.S. divorces and annulments in 2020 was 2.3 per 1,000 total population (45 states reporting). While definitely a decline from the 4.0 per 1,000 reported in 2000, divorce and annulments happen.  

Sep 25, 2022

What is the Average Rate of Return on an Aggressive Portfolio?

What is the Average Rate of Return on an Aggressive Portfolio?

An aggressive portfolio is designed to pursue above-average returns. These portfolios strive to provide some of the highest returns of all portfolio configurations. But for those returns, investors must take on higher risk (i.e., volatility). This type of portfolio is for those with a high risk tolerance. Generally, this means that most retirees will avoid an aggressive portfolio. We’ll look at the historical returns of this portfolio type and what’s involved with creating it.

Sep 21, 2022

Do Tenants In Common Investors Pay Capital Gains Tax?

Do Tenants In Common Investors Pay Capital Gains Tax?

Real estate investors who sell highly appreciated assets are often left with large capital gains tax liabilities. Reinvesting sale proceeds through a 1031 exchange is one way to defer those gains. 

Sep 16, 2022

What is the Most Conservative Asset Class?

What is the Most Conservative Asset Class?

Conservative investments can be an important aspect of a well-diversified portfolio, especially as you near or enter retirement. 

Sep 9, 2022

What Is a 70/30 Asset Allocation?

What Is a 70/30 Asset Allocation?

Asset allocation is an important aspect of portfolio diversification, as well as a means to help investors manage their exposure to risk. 

Sep 7, 2022

How to Begin Financial Planning for Retirement

How to Begin Financial Planning for Retirement

Perhaps next to creating and maintaining a budget, financial planning for retirement may be one of the important things you can do for your financial future. We’ll explain financial planning, why we believe it’s so important, the steps you can take to create a retirement plan, and who can benefit from working with a financial professional.  

Aug 26, 2022

What Is a Good FFO for a REIT?

What Is a Good FFO for a REIT?

One common metric used to measure a stock's financial performance is EPS, or earnings per share. This metric divides a company's net income by the number of outstanding shares. Basically, it lets investors know the value of each share. Investors can determine the company's growth rate by looking at EPS over time.

Aug 22, 2022

Is Market Risk Systematic or Unsystematic?

Is Market Risk Systematic or Unsystematic?

Risk is an unavoidable aspect of every investment. There are many different kinds of risk, from rising interest rates to liquidity to regulatory and operational risk. 

Aug 16, 2022

What Are the Pros and Cons of a Single Tenant Net Lease?

What Are the Pros and Cons of a Single Tenant Net Lease?

Real estate investors seeking investment properties that offer the potential for fewer managerial duties and lower owner costs often turn to single tenant net leased assets. Single tenant properties are 100 percent occupied by a solo tenant that is responsible for paying all maintenance costs, as well as property taxes and insurance, which can result in fewer ongoing financial responsibilities for the property owner. 

Aug 8, 2022

Is Rental Income Subject to Self-Employment Tax?

Is Rental Income Subject to Self-Employment Tax?

Even Albert Einstein struggled to understand the intricacies of income taxes, famously stating, “The hardest thing in the world to understand is the income tax.”

Aug 5, 2022

Another Way To Own Investment Properties

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