---
title: Underwriter
description: An underwriter is an individual or party that measures or quantifies another party’s level of risk in investment or business engagement in exchange for a fee.
---

[Realized 1031 Glossary of Terms ](https://www.realized1031.com/glossary)

# [Underwriter](https://www.realized1031.com/glossary/underwriter)

 Written by [The Realized Team](https://www.realized1031.com/glossary/author/the-realized-team) | Jun 27, 2022 12:00:00 PM

An underwriter is an individual or party that measures or quantifies another party’s level of risk in investment or business engagement in exchange for a fee. Underwriting is a service required across many different industries and sectors, from mortgage issuances to insurance policies to initial public offerings. 

In the case of a mortgage issuance, an underwriter is tasked with measuring the level of risk a financial institution assumes in agreeing to lend money to a borrower, based on the borrower’s creditworthiness and current ability to repay his or her debts.

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